← ProtoLedger Index
Stellar
XLMUNCALIBRATED — awaiting v4 re-assessment
Monetary Fitness
6.71
/ 10
System Soundness
6.00
/ 10
A1 < 7
Not money-in-use
B1/B2 < 7
Not a sound system
Layer A — Monetary Fitness 6.71
A1Acceptability & Liquidity
6/10
Assessed 2026-09-14 · Tier 2 evidence · source ↗
A2Value Stability
6/10
Assessed 2026-09-14 · Tier 2 evidence · source ↗
A3Usability & Safety
UNCALIBRATED
6/10
A4Portability & Divisibility
7/10
Assessed 2026-09-14 · Tier 2 evidence · source ↗
A5Fungibility
8/10
Assessed 2026-09-14 · Tier 1 evidence · source ↗
A6Recognizability
UNCALIBRATED
6/10
A7Cost Efficiency & Capacity
8/10
Assessed 2026-09-14 · Tier 1 evidence · source ↗
Layer B — System Soundness 6.00
B1Supply Integrity
6/10
Assessed 2026-09-14 · Tier 3 evidence · source ↗
B2Settlement Assurance
UNCALIBRATED
8/10
B3Resilience, Liveness & Capacity
6/10
Assessed 2026-09-14 · Tier 2 evidence · source ↗
B4No Single Point of Control
4/10
Assessed 2026-09-14 · Tier 2 evidence · source ↗
B5Rule Auditability
7/10
Assessed 2026-09-14 · Tier 1 evidence · source ↗
B6Forward Security Margin
UNCALIBRATED
4/10
B7No Invisible Rent
5/10
Assessed 2026-09-14 · Tier 1 evidence · source ↗
B8Capture-Resistant Rule-Change
5/10
Assessed 2026-09-14 · Tier 1 evidence · source ↗
B9Resource Proportionality
UNCALIBRATED
9/10
B10Claim Enforceability
N/A
Layer C — Disclosures
Disclosed without scoring. These axes describe design choices, not quality.
Privacy Posture
Transparent
Identity Model
Pseudonymous
Issuance Ethic
Pre-allocated (fixed)
Consensus Cost
SCP (federated)
Governance Model
Institutional (SDF)
Autonomy Accountability
Accountability-leaning
Jurisdictional Posture
Administered by the Stellar Development Foundation, per this index's own Layer C axis 5. Balances are reachable by legal process served on that entity. Specific statutes and domicile are not asserted here — that needs /pl-assess.
Catastrophic Failure Modes
Irrecoverable key loss. Quorum-slice misconfiguration or validator collusion halting the network — a federated set is a small set. Assets ISSUED on Stellar can be frozen by their own issuers, a failure mode the native lumen does not carry but most Stellar balances do. Quantum key recovery (B6 = 4).